Secrets to Save Money this Holiday

Silent Night, Holy Night, all is calm, all is bright.”
Do you already hear carols inside the mall or in a café? Well, Christmas season is just a few days away.

Here are some secrets to save money this holiday!

Many people feel the holiday hassle thinking the gifts they need to give to their family and friends.

If it always leaves you out of pocket and spending more time shopping and haggling in malls, why not make it simple this year?

Plan your Budget

Decide how much you will spend.

Plan what meals you will serve on the Christmas eve.

If you will spend it at home with friends and family, do not overbuy food, know how many persons are coming and encourage them to bring a plate.

The persons who are coming can either bring a dessert or appetizer and you’ll serve the main meal as a host.

Regarding the gifts, you can opt not to spend as much as well.

You can do this by simply writing everyone’s name and how much is the budget for each of their gift. Say, for example, you want to spend $50 on each person and you find something worth $40 and voila! You save $10 from your pocket.

Or you can make a DIY gift, hop into Instagram or Pinterest to get some ideas for arts and crafts.

Put the effort into creating something personalized with a special dedication that has the right touch for the recipient.

It’s still the thought that counts right?

Make a Shopping List

Be organized by creating a list of everything that you intend to buy.

This ensures that you will only get the necessary items you really need.

Stick to your list so you can track how much is your spending when it comes to gifts and products you need in case you’re hosting a holiday celebration.

Make it to a point that if it’s not on your list, don’t buy it.

Do Online Research

Before going out and shop for the gifts, why not check it online first?

Get some ideas, list down how much it costs via online and how much it is from the mall.

If you already know what you’re getting, search them online instead of just going to one retailer’s website.

Also, most of the online shopping websites have a discount coupon if you’re new to them.

Just be mindful when shopping online, do extra precautions and read the terms and agreements.

Avoid credit

Bring enough cash and leave your credit cards at home.

It wouldn’t be hard if you have planned what you’re getting.

A little bit of discipline may avoid the bill shock in January.

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Give to those less fortunate

Why not spread the Christmas spirit by giving to those who are doing it tough?

Consider donating to a charity. It doesn’t need to be money at all, you can donate old clothes, books, foods or toys.

Just make sure there’s no damage or it’s beyond repair especially if the recipients are children.

It’s a pleasure of being able to help without expecting on return.

After all, Christmas season is to reflect on the birth of Jesus.

Spend more time with your loved ones and appreciate the blessing we all received this year.

We’re excited to start the 2018 right by helping you and your clients improve your credits.

No Result No Fee!

Call us on 1300 436 569! Email us at info@creditfixsolutions.com.au or check out more articles.

The team at Credit FIX Solutions wishes you a Merry Christmas and a Prosperous New Year!

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