Secrets to Save Money this Holiday

Secrets to Save Money this Holiday "Silent Night, Holy Night, all is calm, all is bright." Do you already hear carols inside the mall or in a café? Well, Christmas season is just a few days away. Here are some secrets to save money this holiday! Many people feel the...

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Get Rid of credit card debt Once and For All

Get Rid of credit card debt Once and For All “A budget is telling your money where to go instead of wondering where it went.” A study shows that Australians rank third highest in the world when it comes to household debt. Source: There...

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Mortgage Broker: Zero to Hero

Mortgage Broker: From Zero to Hero What is a Mortgage? A mortgage is a loan used to purchase a house or a real estate. The property will serve as a collateral. The borrower and lender will go into an agreement regarding the payment terms. It is normally paid monthly...

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Understanding your credit score

Understanding your credit score In Australia, we currently have 3 credit score agencies.  Understanding your credit score has become more and more difficult as our reports have become more comprehensive. Credit score agencies are also known as credit reporting...

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Debt consolidation programs

Debt consolidation True debt consolidation programs in Australia can be tricky to find. There are companies advertising debt consolidation services that are masked Part 9 bankruptcies and they are not the only debt consolidation programs available. These companies...

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Can you pay to clear your credit

Can you pay to clear your credit How can you pay to clear your credit? Case Study: John and Alice had a credit card with Bankwest. They had some financial difficulties as John lost his job. He couldn’t find employment for several months and they fell behind with...

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