How to Get a Good Credit Score!!
In this article, we give you tips on how to get a good credit score as fast as possible!
The faster you can get a good credit score, the better.
The sooner you can prove that you are trustworthy to lenders, the more opportunity and financial freedom you will have.
The first step on how to get a good credit score:
- Get your credit reports from all three of the big reporting agencies:
– Equifax www.mycreditfile.com.au
– Illion www.illion.com.au
– Experian www.experian.com.au
2. DO NOT use free credit scoring sites. These are not credit reporting bureaus.
It’s the credit reporting bureau that Lenders are checking with before approving your loans.
Once you have your reports:
Make sure that there are no errors or mistakes on your report before taking any steps.
If there are mistakes on your reports, dispute them with each agency so they will be removed permanently from your report.
Each bureau (agency) offers free correction requests via their websites and how to get a good credit score.
3. Next, pay off any outstanding collections or judgment debts.
These items will stay on your record for seven years from when they were first recorded if they aren’t paid in full by then.
They also tend to have a serious impact on how lenders view you, so it’s important to get these sorted out.
4. Do you need financial advice?
5. Are you currently in financial hardship?
Please contact Money Smart at www.moneysmart.gov.au for free financial advice.
6. Are you confused by your credit reports?
Our team offer free assessments of your reports.
We have 8 years experience in evaluating reports.
Our team has assessed thousands of credit reports since 2013.
We can educate you about your report and score.
We can let you know ideas on how you could improve your report and score moving forward.
N.B Don’t forget to use a local accredited finance broker before you apply for finance.
Just because you’ve banked somewhere for years doesn’t mean your Lender will approve finance.
You can contact us here for your free eBook on credit reporting. Use the contact form on the home page!
Wishing you all the best with your credit score!!
The team at Credit Fix Solutions
Have you just found out you have a default on your name? Been knocked back for finance because of a low credit score?
DIY credit repair may be needed. Maybe you can’t afford a credit repair company or you’ve had a bad experience with one.
Whatever the reason you can quickly assess the default you need removed by using the following method:
DIY Credit Repair process:
Obtain a copy of your credit report from VEDA
You can pay for a copy if you need one quickly, OR you can order a free copy if you’re in no rush and you don’t want to spend the money.
The free report is the same as the paid one, it just takes a few more days to be sent out to you. Contact us today for more information regarding credit reports.
Go online to VEDA and lodge a complaint about the default
If you go to Veda’s website they offer a free investigation process into default removals.
You can simply click the button and fill out the form and then they will get back to you within 30 days.
Go to www.mycreditfile.com.au.
So what do I do if the Veda DIY credit repair investigation doesn’t work?
A good credit repair company will thoroughly investigate the account relating to the default and if there is any reason to remove the default they will find it.
A good credit repair company will also not charge you upfront.
Therefore, don’t think that you need to have money to apply for credit repair.
You don’t need to settle for fast DIY credit repair fixes.
There are companies out there who won’t charge you unless they successfully remove the default.
In addition, if they are reasonable, they will allow you time to pay their fee.
We offer no win no fee credit repair so forget dodgy DIY credit repair!!
At Credit Fix Solutions, we offer no win no fee credit repair that guarantees the best investigation possible into the listings on your credit report.
You can be confident that with our experience, knowledge and business awards under our belt that you are in safe hands.
We are knowledgeable in all legislation surrounding your credit report and apply this knowledge to each case.
We offer free and honest consultations on your credit report if you need to ask any questions.
The fast DIY credit repair option IS available if you need to use it, but if you have the funds to employ a good credit repair team that we would recommend you do so.
Call 1300 43 65 69 today to find out more or send us an email and we will contact you within a few hours to give you the best tips on credit repair and your credit report.
Get an instant boost to your financial health today!!