#1 New Year’s Resolution for 2020: Get your credit report fixed with our no result no fee credit repair Australia wide

#1 New Year’s Resolution for 2020: Get your credit report fixed with our no result no fee credit repair Australia wide

Need a New Year’s Resolution?  Why not jump into 2020 with a clear credit report?

Low credit scores and bad credit reports can cause havoc when it comes to getting affordable finance options.

Even 1 tiny default of $300 can stop you from getting the best interest rates for home loans.

So make cleaning your credit report up your #1 New Year’s Resolution!

credit repair resolution

We offer no result no fee credit repair Australia wide.  

Nothing to pay unless we can show you that we have successfully improved your report.


Are you paying high interest rates?

Have you been knocked back for finance?

Get your free credit report from Equifax at www.mycreditfile.com.au.

DON”T get your report from free scoring websites – this is not your actual report and is NOT what the banks and lenders are looking at to assess you for finance.

Once you have your report, simply email it to us for your FREE assessment at info@creditfixsolutions.com.au.

OR call us today on 1300 43 65 69 and our scenarios team will get back to you.

You can also submit a contact form HERE

DON’T pay upfront for credit repair – it’s NEVER guaranteed.

We put 200% effort into our work because WE DON’T GET PAID unless we get YOU a result!

Our partner law firm Credit Fix Lawyers helps us give you FREE legal advice on your credit report.

So….get your resolutions in order, and make fixing your credit report your #1 New Year’s Resolution for 2020!!



3 Tips about Credit Repair you can’t afford to miss!!

3 Tips about Credit Repair you can’t afford to miss

Am I in need to repair my credit score?

This is the question that comes in our minds while thinking about credit repair.

And yes, a lot of us face the low credit score problems.

Dealing with such cases means that you are badly in need to fix your credit.

Just imagine yourself a few steps away from getting your utmost desire fulfilled like a dream car, a house, and many more but your low credit score is making you sick.

So, get your credit report fixed as soon as possible.

credit repair

Now here are few awesome tips to raise your credit score.

1. Report all the disputed payment history

Firstly, you should remove all the disputed payment history. If it is a mistake at your end then clear your debt.

It can raise your score by a few hundred points.

Ask your creditor, if there is any disputed payment in your record.

2. Review your credit report

The review of a credit report is issued yearly, but you can get that on a request as well.

Review that report thoroughly and check your errors.

Check your mistakes that lead you to this ill repute.

This review can be very helpful in elaborating and eliminating all the errors.

3. Get guidance from a credit repair company

If you want an instant solution to fix your credit score, then get help from a credit repair company.

They provide you with the best promising solutions to repair your disputed credit score.

They assure scam free work where they operate as no result no fee.

There are thousands of fake companies that can steal your money for nothing, but you are the one to choose a trustworthy company.

Before choosing a company always keeps in mind their reputation and work quality.

A well-reputed company will always keep your satisfaction more prior.

At Credit Fix Solutions we offer No Result No Fee Credit Repair services Australia wide.  No hidden application fees, and no upfront costs.

For more information, please email us at info@creditfixsolutions.com.au or call us on 1300 43 65 69.

Credit Fix Solutions featured on BadCredit.Org, a huge US Site!!

Credit Fix Solutions featured on BadCredit.Org, a huge US Site!!

In August 2018, the Finance Editor of BadCredit.org, a huge US site, Mr Adam West, contacted our CEO, as he was very impressed with our No Result No Fee credit repair policy at Credit Fix Solutions.

West wanted to feature Credit Fix Solutions on their site, and his article has now been published online,click HERE to go to the article, or read below:

In a Nutshell: Many Australians suffer from poor credit scores, preventing them from accessing more favorable financial products and further straining their tight budgets. But, in many cases, a low score is directly influenced by errors on an individual’s credit report. Credit Fix Solutions specializes in resolving these issues and raising consumers’ scores in as little as a few weeks. Best of all, clients pay no fees until their reports are fixed and their scores rise. Consumers can also receive assistance with debt negotiation and settlement, and the Credit Fix Solutions site provides an abundance of educational materials to help Australians better understand and manage their personal finances. Through these services and resources, consumers can achieve and maintain better credit and enjoy an improved quality of life.

Click HERE to read more….


Who Says Bad Credit Loans Hold You Back?

Many people think that bad credit holds them back from getting a job, obtaining low-rate loans and achieving a financial fit life. But the truth is that there is no sense in putting all the blames on your bad credit score. It is time to realize that it is not the credit score per se that bars you from achieving what you want in life, but your day-to-day decisions.

Here are some tips in eliminating the things that block you from making a progress in increasing your credit score and improving your finances:

Evaluate your spending habits

How you spend money is as important as how much you really have. Think about your income and the expenses that you have been making in the past 12 months. Are those expenses aligned with your goals? Are they equal or at least lower than your income? Your spending habits must be aligned with the results we want to achieve.

Let’s say, you are making $5000 a month and you make $2000 for repayments. That leaves you with $3000 to spend freely. If you are planning to increase your income, ask yourself if you are setting aside a certain amount of money to do that. Otherwise, you are simply making a plan but not doing anything to reach your goal.

Self-examination helps you think about your choices and the opportunities that could help you realize your goals and overcome bad credit. When your decisions are aligned to your goals, there is a better chance for you to get the results you wanted than simply waiting for your circumstances to get better before you take action.

Identify your financial goals

It is difficult to work on an unclear goal. Make up on your mind on what you really want to achieve. If the short-term goal is to increase the profits of your business, make sure to align all your management decisions into boosting your business revenues even if you need short term loans for business. Let’s say, you want to double your sales at the end of the month; don’t spend your loan proceeds on things which have no relation into boosting your profit margins. You can set aside other unrelated actions, and focus more on sales-related tactics such as improving product quality, increasing marketing efforts and improving customer service.

Know what you want to achieve is equally important as knowing what to do. By achieving clarity of purpose, you will minimize actions that could possibly stifle your progress. So, if you want to invest money on a particular endeavor, invest time in clarifying your goals. It will guide you not only in contemplating the results you wish to realize, but in implementing related strategies that could guarantee good results.

Eliminate expensive habits

Here are sneaky habits that are eating up your money:

  • Financial statements

Keeping track of your bills and receipts are a lot easier these days because most companies are going paperless. But, the obvious downside is that is also easier to overlook. So, it will be wise to check your financial statements regularly. Doing so, can help you check if there are recurring charges or incorrect entries that are sucking up your budget and damaging your credit score so that you can dispute them with your credit provider. If you are no longer using certain services, you can drop them altogether.

  • Wasting food

If you don’t have a weekly menu plan, it is difficult not to waste food. Unless of course, if you are feeding a bunch of teenagers inside the house, who love leftovers and anything inside the fridge. But, if you’re cooking for yourself or for two persons, make sure that you plan ahead of time. It will help you to stick to your menu’s ingredients every time you shop. It will keep you from overstocking canned goods and grocery items that you won’t consume anytime soon.

  • Stress shopping

How many times did you buy an item simply because you are stressed or you feel down? When we go to the mall to “feel better”, we may end up buying things which we don’t really need. It is similar to doing your grocery when you are really hungry. You may buy food items, like junk foods simply because you want to eat. So, next time that you want to relieve stress, go to places where you don’t have to do some stress shopping, like a park, your favorite gym or anywhere peaceful so you can relax.

  • Other expenses

If you are spending a lot of money on gym membership or an expensive hobby, maybe it is time to look for a cheaper alternative. Buying used sports gears or simply renting those items are way cheaper than actually buying brand new gears. There are also cheaper gyms that offer good services similar to what luxury gyms offer. If you can save money and enjoy the same quality of services, why not opt for the option that allows you to save more money in return?

Multiple factors contribute to falling into debt and straying from having a financially fit life. However, being mindful of all these factors will change your life for the better.

Editorial Note: Opinions expressed here are the author’s alone, the author being www.australianlendingcentre.com.au, and are not those of Credit Fix Solutions, any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Should I Consolidate or File For Bankruptcy?

If you’re struggling with debt, you might be asking yourself this question, “Should I consolidate or file for bankruptcy?” If so, you might be one of those people who are experiencing a sweeping drop in cash flow and we won’t be surprised if you are experiencing difficulties in managing your debts and your daily expenses. Here are some straightforward tips on how to choose between debt consolidation and bankruptcy.

How much money do you have?

The primary situation when you should apply for debt consolidation rather than file for bankruptcy comes when interest rates are especially low and the monthly payments are manageable. Few specialized non bank lenders in Australia offer low interests – and if it fits your budget, you should take it.

This way, you can pay all your debts by rolling them into a manageable and affordable payment each month, and get some extra money for your current needs.

It is also a good opportunity to spread your payments rather than paying all of your debts entirely up front. If you have low cash flow, debt consolidation allows you to keep around extra cash that would otherwise be clasped in your debts. You can invest the extra money in high performing stocks, or inject it into the working capital of your small business (if you have one) to generate more returns in the process.

If you cannot afford the payments for loan consolidation, it may be time to consider bankruptcy instead. Despite the fact that it would really damage your credit score, it is an efficient tool to help you rebuild your financial status. You can restart your money situation with a clean slate. With few to zero debts to manage—you can start all over again without the extra baggage on monthly payments. But, you need to go through a debt counselling first to make sure that you will not fall back to the money pitfalls that brought you there in the first place. The court would be interested in how you use your money. So, it is important to get your paperwork ready.

What are your current income sources?

To get a loan, you need a good income source. That’s a known fact. Lenders and banks look for someone who has stable income, preferably not self-employed, that will be able to repay the loan they took within a given time period. This is the reason why you should be aware of your income sources. If your income isn’t as pleasant at the moment, look for a loan that your finances qualify to. If you’re one of the lucky few that get to meet their standards, you need to show proof. Get your past paychecks, pay slips – they will serve as proof that you have a stable income and are able to repay whatever loan you will be taking.

What are your potential income sources?

Finding a job may be hard nowadays, so if you’ve got the guts for it, you can be a small business owner. Make sure the business that you’re going to be building will be successful. It’s quite hard to predict its success, but if you’re in a situation like this, desperate times call for desperate measures.

Starting a business may be quite hard at first, but eventually, it will be easier when you get the hang of it. For starters, you need finances. You won’t get anywhere without finances. Grab a loan – a business loan from lenders that you wouldn’t have any problem repaying.

Final thoughts

When you make a decision, don’t be driven by guilt. You cannot spend your entire life feeling guilty about your past financial mistakes. Don’t let your credit file and collection notices manipulate you. The best thing is to choose which option would save you more money and at the same time clear up your credit file. If by consolidating your debts you can save money on interests and at the same time make monthly payments within your means – go for it. There is no need to file for bankruptcy and endure the years of having that record on your file.

Editorial Note: Opinions expressed here are the author’s alone, the author being www.australianlendingcentre.com.au, not those of Credit Fix Solutions, any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Credit Fix Solutions featured in Cardrates.com, a huge US site!

At Credit Fix Solutions, we pride ourselves in offering the best, most honest and reliable no result no fee credit repair in Australia and we are so honoured to have Credit Fix Solutions featured in CardRates.com!


CardRates.com is a free online resource to better educate consumers about the benefits and perils of credit cards. Offering valuable contents and comparison services to users.


Their mission is to inform and educate their audience about the world of credit cards, encouraging better credit decisions and a brighter financial future for all.


Would you love to spare some time reading the article? Click here to have a read!


The bottom line and the most important to us is that we continue to provide the best possible service and to share our knowledge with credit reporting to our lovely referrers.


Email our team at info@creditfixsolutions or call today on 1300 43 65 69, Option 1, if you have any questions regarding our services.




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