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Business Top Tip! Positive leadership helps clients and improving your business

improving your business






Positive leadership helps clients and improving your business

Looking at the world through rose coloured glasses can be difficult at times…
but Victoria Coster believes positivity flows from herself to her credit repair business team and ultimately onto their clients and relationships with referral partners.

When I started Credit Fix Solutions out of my son’s bedroom in my housing commission flat eight years ago.

I was determined to do well and over the years I have built a terrific team around myself.

A positive outlook is essential to any good business.

My positive leadership is backed up by the way we conduct business on a weekly basis.

The team have regular meetings

And… I ensure that I provide my team with both motivational and inspirational learnings and messages.

The team watch videos and have guest speakers, it’s an essential part of our business.

Also, we have a clear vision for Credit Fix Solutions and have developed a credo.

This is based on our values of help, learn and grow.

Our credo is designed to help everyone in the business.

It is laminated and sits on their desk, and if they don’t have an answer to a question that a client is asking, they refer to the credo which usually has the answer.

As well as ‘help, learn, grow’ the credo also includes, ‘honesty’ as well as ‘what we do says what we are’ and ‘we sweat the small stuff’.

The credo was developed by the whole team over an extended period of time.

It is important that you have a real connection between your business and personal values because it creates, passion, drive and motivation.

You can upskill and train anyone but if they don’t have those personal values that align with the business values, your staff and clients won’t connect with the business.

At Credit Fix Solutions we aren’t just here to fix credit, we are here to change people’s lives.
4 Top Tips for you and your team

1. Produce 60 second videos about your team as it is important for people to see the human side of the business.

2. Share who everyone is, what they do and what they love about their job.

3. Try to break the disconnection that the internet has created.

4. Review, rinse and repeat!

I review every aspect of our business every 90 days and I ensure that every team member is part of the process.

It’s important regardless of the size of your team to have regular meetings and catch ups.

This helps people feel valued.

It helps your business and enables a feeling of belonging, connection and care factor which is so important in fostering repeat business.

Investing in systems and processes is also essential to stay on top of workload

You should start the year by writing down all the things that you do.

You can then see if there are areas that you can outsource or automate.

Many people make the mistake of thinking that they can do it all

But it is easy to spread yourself too thin and focus on areas that aren’t essential to your bottom line.

By taking a positive approach you can create the perfect work/life balance and ultimately that is better for business and the world we live in.

Victoria Coster is the CEO of credit repair company, Credit Fix Solutions.

For further information about Credit Fix Solutions please email the sales team at sales@creditfixsolutions.com.au

Or complete the contact form on the home page

Get more business tips and tools from Business Blueprint

2 out of 3 home loans are written by finance brokers!!

As per The Adviser magazine today, finance brokers are writing 2 out of 3 home loans in Australia.

Congratulations finance brokers!!

We always recommend that you use a finance broker for your home loan needs, for good reason!

This is because finance brokers assesses your entire situation before submitting a loan.

Please make sure you look at using a finance broker before you start applying for a home loan.

They do amazing work, and this is proven by the number of people using brokers.

Well done to all the finance brokers out there doing such amazing hard work for families and businesses across Australia.

finance broker






Need help with understanding your credit report, because you’re looking to buy a home?

Our team here in Sydney under the guidance of our CEO Victoria Coster offer free credit report consultations.

Contact us using our home page contact form here for more information.

We are a licenced debt management firm under ASIC, ACL Licence No: 531433 | AFCA Member # 82962

This post is not financial advice.

If you require financial advise or you are in hardship please contact the National Debt Helpline on 1800 007 007

You can also get free finance tips from www.moneysmart.gov.au

We wish you all the best on your wealth creation journey!

#creditrepair #financebrokers #homeloans

Happy Melbourne Cup Day! ‘Fix my Credit Report’ could be a winner!

Happy Melbourne Cup Day!

Horse of the day could be ‘Fix My Credit Report’.

Be a real winner today and get on top of your credit report with credit repair.

Fix My Credit Report






Do you know what your credit score is?

Do you know how to fix disputed data?

We can help you understand, improve or fix your credit report.

You may not necessarily need to spend money with a credit repair company to fix your credit.

We have an eBook on credit reporting which shows you:
1. How to get your free credit reports
2. How to read your credit reports
3. How to improve your credit reports
4. How to fix data on your reports

Go to our home page and fill in the contact form, and the eBook will be emailed to you.

You also have 3 different credit reports, with 3 different credit reporting agencies.

Equifax, Illion and Experian.

Don’t worry, we can help guide you on getting all 3 reports.

You can have different data across the 3 reports, so it’s important to check all 3.

Want to know more on ‘Fix My Credit Report’?

Email our team at sales@creditfixsolutions.com.au and one of our consultants will spend time with you helping you understand your report.

This article is for information purposes only.

If you require financial advice or you are currently experiencing hardship, please contact the National Debt Helpline on 1800 007 007.

You can get finance tips at www.moneysmart.gov.au

P.S We have helped thousands of Australians to educate them on credit reporting, so you are in good hands if you get in touch.

Our CEO, Victoria Coster, as 13 years experience in credit repair and another 10 years experience in the finance industry.

She personally handles all written negotiations as well, if you come on board for our credit repair services.

We wish you all the best with your wealth building journey.

The team at Credit Fix Solutions

Credit Repair Company in Sydney

credit repair company









Credit Fix Solutions is an officially licenced credit repair company in Sydney.

Chelsea Planning & Consulting Pty Ltd T/As Credit Fix Solutions ACL Licence No: 531433 | AFCA Member # 82962.

We offer default and court action removal assistance.

It does take around 4 to 8 weeks to remove an unfair default, or court action.

We are a licenced debt management firm under ASIC.

A credit repair company should help you look at negative data that you dispute on your credit report.

Your credit report is where Lenders check up on you before approving you for a loan.

As a credit repair company, we also offer free assessments and guidance on credit reports and scores.

Sometimes the negative data might be coming off soon, or may be irrelevant if you are not looking for finance for another 6 to 12 months, for example.

For example, you may have some missed repayments on your report from early 2020.

However, if you aren’t going for a loan until say mid 2022, there is no need to pay for a credit repair company to fix this.

This is because the missed repayments would have dropped off your report by early 2022.

Repayment history only goes back 2 years.

Type and frequency of enquiries can also affect your credit report and score.

However, it’s not always necessary to pay a credit repair company to fix this.

For example, you have a few low grade enquiries from 2020. but you’re not going for finance until late 2022.

By that time, the 2020 enquiries will be old and not necessarily looked at by future credit providers.

In all cases, you should use an accredited local finance broker to look at your options, before you apply for finance.

A credit repair company can offer good credit repair fixes for more complicated matters.

We have offered credit repair services in Sydney, and across all States in Australia for 8 years.

Firstly we assess your credit report and make sure that any work we do for you will be a benefit to you.

We also make sure we have a valid reason to take your case on, for example, legal grounds to dispute negative data.

We charge default and court action removal fees, but only once we have a successful result.

Looking for a great credit repair company in Sydney?

Contact us today via our contact form, and a consultant will get in touch.

In the meantime, if you don’t have your credit report, get your free copies from the credit reporting agencies:

Equifax: www.mycreditfile.com.au

Illion www.illion.com.au

Experian www.experian.com.au

The team wishes you all the best with your future finances.

We look forward to hearing from you should you require a free assessment, or some education on your credit report and score.

This article is educational only and is not financial advice.

Please call the National Debt Helpline on 1800 007 007 for free financial advice.

Fix your credit score today…here’s how to start

fix my credit score

Fixing your credit score, and here’s a little help!

‘Fix my credit score?’ …you type into Google.

Around a million results pop up.

It’s a confusing realm of information, and it can be a bit daunting.

Where do I start to fix my credit score?

This is a common question, and a good one to ask.

Your credit score is a number between 0 and 1200.

At Credit Fix Solutions we look after thousands of finance brokers, and help them with their credit reporting education.

Because of this, we have looked at and assessed thousands of credit reports over the past 8 years.

We understand that if you’ve never looked at your report, it could be daunting.

Well here’s where to start, and we hope this helps you!

Do you know what your credit score is?

Did you know that as long as your credit score sits at 650 and above you should be able to access most Lenders’ products.

But you can have a good score and still have negative data on your report that may affect your ability to obtain finance.

Check your credit reports with Equifax, Illion and Experian.

Get your free copies here:

www.mycreditfile.com.au – Equifax
www.illion.com.au – Illion
www.experian.com.au – Experian

If you need help reading your reports we offer free credit report health checks / assessments.

We are now a licenced credit repair firm as well.

You can email a copy of your reports to us at sales@creditfixsolutions.com.au, or submit a contact form here

Our CEO Victoria Coster and her team of consultants will spend time with you over the phone to help you understand your report, understand your score, and give you ways how you can protect or improve your credit report and score.

I hope you are all well and safe!

Victoria Coster
Credit Fix Solutions | Credit Fix Lawyers
ACL Licence No: 531433 | AFCA Member # 82962
#creditrepair #creditrepairaustralia

This article is not deemed financial advice.

For finance tips please go to www.moneysmart.gov.au, or call the National Debt Helpline on 1800 007 007

Grab our free eBook on credit reporting

What is our free eBook on credit reporting all about?

free ebook on credit reporting








We hope you are all well and safe during these hard times.

We have a free eBook on credit reporting so that if you are struggling, you can at least find ways to protect your credit report and score until we get back to some sort of normal again!

Did you know there are now 3 different credit reporting agencies in Australia for your personal credit report and score?

Do you need help understanding your credit report or credit score?

We have the solution for you and it’s totally FREE!

Our CEO, Victoria Coster, has 20 years experience in the finance and credit repair sectors.

She has written an eBook on everything you need to know about your credit report!

Topics we cover in our eBook on credit reporting:

  1. Understand your credit score
  2. What is contained in your credit report
  3. What is repayment history information
  4. Where can you get a free copy of your credit report
  5. Case studies of bad credit reports
  6. What you can and can’t fix on your report
  7. How to fix your credit report yourself

Download your free eBook here

Please note that if you are currently experiencing financial hardship you can go to www.moneysmart.gov.au for tips.

Or you can call the National Debt Helpline on 1800 007 007

Feel free to submit a contact form on our website here

We wish you all the best with your financial future.

#creditreportadvice #fixmycredit #creditrepair





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